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Ruschelle Khanna: Breaking the Generational Money Prison

How Inherited Trauma Shapes Family Wealth and the Path to Freedom

Guest: Ruschelle Khanna - Family business consultant, psychotherapist, and author of "Inherited Trauma and Family Wealth"

Key Timestamps & Ideas

3:00-5:30 - Growing Up in Coal Country

  • Ruschelle's childhood in rural West Virginia during the 1990s

  • The coal company "scrip" system as a form of indentured servitude

  • How underlying financial anxiety shaped her early money scripts despite feeling abundant as a child

5:30-8:00 - The Origins of Inherited Trauma Work

  • Three catalysts for writing her book: inheriting a traumatic memory from her mother, experiencing Lyme disease, and 20 years of client work in NYC

  • Working with both extremely wealthy clients and parolees - discovering similar patterns of being trapped

8:00-12:00 - The Prison Metaphor

  • Powerful insight: Both poverty and wealth can create psychological prisons

  • Men coming out of actual prison: those who thrived vs. those who returned

  • "If you're the free mind inside of that cage, it doesn't matter where you are"

12:00-15:30 - Practical Healing Strategies

  • Family governance as therapeutic tool

  • Genealogy research for healing

  • The importance of getting families talking

  • Emotional intelligence in wealth management: caring for the "feeling brain" before the "thinking brain"

15:30-20:00 - Transparency vs. Secrecy

  • The case for transparency about family wealth with next generation

  • How secrecy can rob children of pride in family legacy

  • Setting boundaries while being open: "This isn't yours, you didn't make it"

  • Avoiding manipulation through clear communication

20:00-25:00 - Multi-Generational Dynamics

  • How living longer creates more generations alive simultaneously

  • Value differences between generations are natural and normal

  • The importance of documenting family legacy and stories

  • Understanding the "unique collection of coincidences" that created family wealth

25:00-30:00 - The Five Liabilities of Family Teams

  • Cycles of chaos, conflict avoidance, people pleasing, procrastination, and abandonment

  • How conflict in wealthy families is "not about the money" but about belonging and unspoken pain

  • Looking for underlying trauma as the root cause

30:00-35:00 - Money as Intimate Energy

  • Money sits at our "root chakra" with sexuality and intimacy

  • The pudendal nerve: "the place to be ashamed of" in Latin

  • Why people will discuss trauma but avoid talking about money in therapy

35:00-40:00 - Success vs. Failure in Wealth Transition

  • Success: Creating strong relational, financial, and operational systems

  • Even "abandonment" can work itself out energetically over generations

  • Blended families have increased emotional complexity and trust issues

40:00-45:00 - Self-Worth and Sibling Disparities

  • The pillar metaphor: never feeling "less than" in any room

  • Cultivating both inherent worth ("you're lovable because you exist") and earned worth

  • How wealth disparities between siblings can destroy family relationships

45:00-50:00 - Addressing Compulsive Behaviors

  • Compulsive spending as addiction: "what is the pain you're running from?"

  • Imposter syndrome vs. Dunning-Kruger effect as two sides of worth issues

  • The "inversion of trust" - feeling safer with strangers than family

50:00-55:00 - Individual Change Creates Systemic Healing

  • How working on inherited trauma individually can heal entire family systems

  • The "fascia" metaphor: removing one knot improves the whole system

  • Success as creating lasting change while learning personally

Podcast Program – Disclosure Statement

Blue Infinitas Capital, LLC is a registered investment adviser and the opinions expressed by the Firm’s employees and podcast guests on this show are their own and do not reflect the opinions of Blue Infinitas Capital, LLC. All statements and opinions expressed are based upon information considered reliable although it should not be relied upon as such. Any statements or opinions are subject to change without notice.

Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed.

Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance.